Investment
With typical returns of up to 10% achievable on capital investment
in residential property to let in much of the UK, the buy-to-let
market provides a highly efficient long-term investment medium.
Pre-purchase guidance
Our considerable local experience in this field, together with our
independent status, means that we are able to provide practical
and impartial advice on such matters as the type of property and
the area that you should consider, and also on a choice of lenders
to approach to suit your circumstances. Pre-purchase guidance is
available free of charge.
Post-purchase refurbishment
From minor works to complete refurbishment, we are able to assist
in the process of preparing the property for letting in a variety
of ways, including the arranging and supervising of redecoration
and repairs, carpeting, curtaining and furnishings. Our relationship
with local suppliers and tradespeople ensures competitive pricing
and quality workmanship. Our fees for arranging and supervising
refurbishment works are a minimum of 10% of the total expenditure.
Ongoing management
Our Letting and Management Service is summarised on our 'Landlords
Page'.
| Top 10 Buy-to-Let Lenders |
| Company |
Product Summary |
Contact Details |
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Our current recommendation for
all buy-to-let mortgage products is -
| Adrian Knott Partnership Adrian Knott Partnership is a “Whole of Market” mortgage broker based in Torquay
with offices in Bristol & London.
They specialise in residential and buy to let mortgages for clients looking to borrow in excess of £150,000.
We offer a bespoke service for clients tailored to meet their needs and mostly arrange mortgages for clients
without the need for a face to face meeting.
Please visit our web site www.akpartnership.co.uk or call 01803 214979 / 07968 699515
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| Indpendent Financial Adviser
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| John Head Finance Established on 14th September 1987 the business provides a
highly personal investment advice service to local people.
Personal service is the highest priority with genuine independent advice.
Investment & Saving, ISAs/OEICs/Unit Trusts, Personal Retirement Planning, Mortgages, Personal Protection, Taxation Planning, Equity Release, Stockbroking Services.
For more information please contact John Head
Email: j.head@btclick.com or Telephone: 01626 779002
John Head Finance Authorised and Regulated by the Financial Services Authority
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| Property Insurance and Mortgages
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| Seaway Insurance Consultants (GI) Ltd
There are two types of insurance that tenants and landlords should be aware of;- Cover for the buildings and Cover for contents
Landlords/Freeholders - Buildings need to be covered along with property
owners liability. In addition, if there are 'common parts', for example in a block
of flats, or there is any value in landlords contents in a let property.
Tenants - It can depend on the wording of a lease but normally although
the landlord/freeholder insures the building the cost is passed on to you. You
may also find that the terms of the lease or rental agreement give you
responsibility for insuring landlords contents in addition to your own.
We have an arrangement with Seaway Insurance Consultants (GI) Ltd
55 - 57 Havelock Road, Torquay TQ1 4RQ (01803-328008) where cover can be offered
at competitive premiums but, more importantly, covers can be tailored to your individual requirements.
Seaway Insurance Consultants (GI) Ltd also offer a full mortgage service for
let property re-mortgage, buy-to-let, let-to-buy, or for those leaving rented accommodation first time buyers
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